Is the social security payment time cumulative?

The payment period of social security is generally cumulative. Take the endowment insurance as an example. After the insured person has paid 15 years and reached the retirement age, he can receive the basic pension on a monthly basis after going through the retirement formalities. The payment period is accumulated together.

If a person stops paying social security fees for any reason within a certain period of time, his/her social security record will not be cleared. On the contrary, all social security fees and related records paid before will continue to be kept and will continue to be accumulated after re-payment. This means that even if you haven't paid social security in a certain period of time in the past, the previous social security fees and records are still included in your social security records, which is very important for your future social security benefits.

The difference between social security cumulative payment 15 and continuous payment.

1. First of all, continuous payment of endowment insurance 15 means continuous payment within 15, and cumulative payment means intermittent payment, but the final payment period adds up to15;

2. Social security pension insurance has been paid for 15 years, and the pension insurance in commercial insurance is continuous;

3. If the accumulated payment period is over fifteen years, you can receive the old-age insurance money on a monthly basis after retirement. If the cumulative payment period is less than fifteen years due to intermittent payment, only one-time pension can be received;

4. The more years of social security payment, the higher the base, the more personal social security accounts and the more pensions when retiring.

In short, generally speaking, the social security payment time is calculated cumulatively, which means that each payment will be included in the cumulative payment period of the individual social security account.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.