What's wrong with not being insured?

The medical insurance card shows that the uninsured person has the following situations:

1, the insured is not insured by medical insurance;

2. The information uploaded by the insured when applying for medical insurance is not very comprehensive, and electronic certificate data has not been formed, so it is temporarily impossible to enable medical insurance electronic certificate;

3. If the information of the insured person is lost and the uploaded information is missing, the insured person can go to the Medical Insurance Bureau to re-upload or update his information;

4. There is something wrong with the system, which may be delayed or broken. The insured can refresh the page again.

The consultation and use of social security cards are based on personal identity cards, so it will not have much to do with age and nationality.

After receiving the social security card, if you find that the nationality on the social security card is wrong, you can return it to the social security card issuing center, and the staff will verify the insurance information. If it is inconsistent with the insurance information (indicating that the insurance information is correct, but there is a mistake in the business card printing), you can return it directly and re-make the business card.

How to handle the medical insurance card?

1. The insured person carries his/her valid certificate (ID card, household registration book, etc.). ) apply to the neighboring district and county medical insurance center, and the district and county medical insurance center will complete it on the spot;

2. The insured person can also apply to the adjacent street medical insurance service point (hereinafter referred to as the service point) for handling, and the service point will settle the account within 3 working days. The insured shall go to the service point to receive the "Medical Insurance Card" within the specified time;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can be handled by the employer's letter of introduction and the valid certificate of the agent, and then the employer issues the medical insurance card to the insured.

The materials required for employees to apply for social security are as follows:

1. The materials required for local registered employees to participate in insurance are a copy of ID card, the original employment unemployment registration certificate, the labor contract, the employee employment registration form, the employee employment registration roster, and the declaration form for the increase or decrease of social insurance participants;

2. The materials required for the insurance of migrant workers are a copy of ID card, a copy of household registration book, the original employment and unemployment registration certificate, labor contract, the registration form of migrant workers, the roster of migrant workers, and the declaration form for the increase or decrease of employees participating in social insurance.

The differences between social insurance and commercial insurance are as follows:

1, the implementation purpose is different, social security is to provide basic protection for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2. Different implementation methods. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of freedom of contract and is voluntarily insured by enterprises and individuals.

3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions established by the state, and its target is social members within the legal scope; Commercial insurance is managed by insurance companies, and the insured can be anyone who meets the underwriting conditions.

The process for enterprises to pay back social security for employees is as follows:

1. The employer unloads the insured information of the employer and employees through the social insurance agency or social insurance online service platform and imports it into the enterprise management subsystem of the local social insurance information system;

2, the employer through the "social insurance information system enterprise management subsystem" input social security payment details;

3. After the employer completes the payment entry, export the social security payment offer document, print out the social insurance payment schedule and the basic medical insurance payment table in triplicate, and affix the official seal of the employer;

4. When the employee's social insurance relationship is interrupted due to the change of work unit during the insured period and needs to pay social insurance premiums for nearly three months, the employer can directly quote through the enterprise management subsystem of the social insurance information system and print the relevant social insurance payment list for declaration.

In short, the materials required for local registered employees to participate in insurance are a copy of ID card, the original employment and unemployment registration certificate, labor contract, employee employment registration form, employee employment registration form, and social insurance personnel change application form. The materials required for the insurance of migrant workers are a copy of the ID card, a copy of the household registration book, the original employment and unemployment registration certificate, the labor contract, the registration form of migrant workers' employment, the roster of migrant workers' employment, and the declaration form for the change of employees participating in social insurance. If the time to pay social security in the middle is out of line, enterprises need to pay social security in time.

After paying social security, there is no need to pay rural cooperative medical care. You can't choose the new rural cooperative medical system to enjoy the medical insurance benefits for employees. Enjoy the treatment of the new rural cooperative medical system but not the medical insurance for employees.

Which payment is more cost-effective, employee social security or new rural cooperative medical system;

Employee social security includes: endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, which is also the "five insurances". This is the compulsory insurance that the enterprise must buy for you, and it is also the welfare that you should enjoy. The new rural cooperative medical system is just a kind of social security, also known as residents' medical insurance.

1, in terms of payment, social security is much higher than the new rural cooperative medical system: the payment amount of the new rural cooperative medical system this year is around 200. However, the minimum social security payment is one year 1000 yuan, and the higher the salary, the higher the payment.

2. In terms of reimbursement, social security is also superior to the new rural cooperative medical system: the reimbursement ratio of employees' medical insurance is generally 70%-85%, and that of the new rural cooperative medical system is 50%-70% (local policies are slightly different). Both of them decrease with the improvement of hospital level.

3. There are also provisions for the insured: social security mainly includes those who have formal jobs or are in cities and towns, and they can participate in social security; The new rural cooperative medical system can only be handled by rural hukou.

4. In terms of years of participation, employees' medical insurance has special benefits: employees who have paid medical insurance for 25 years for men and 20 years for women ((local policies are slightly different), can enjoy exemption after retirement, and can still enjoy medical reimbursement after reaching retirement age;

The new agricultural integration is paid once a year and only guaranteed for one year.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.