How do college students reimburse medical insurance?

The medical insurance reimbursement process for college students is as follows:

1. Students need to prepare materials for the general outpatient examination expenses incurred in off-campus medical treatment, and report them to the higher authorities for approval after being audited by the school hospital, and the financial department will transfer the reimbursement expenses to the student account;

2. Students are hospitalized outside the school, and the medical insurance office for college students will sort out the information and send it to the medical insurance center for reimbursement. After the medical insurance center has passed the examination, the expenses will be transferred to the student account;

3. Students can enjoy instant preferential settlement with their student ID cards and ID cards when seeking medical treatment in school health centers and school hospitals;

4. Students seek medical treatment outside the school, prepare materials and submit them to the school hospital, which will arrange for them to be sent to the medical insurance center for reimbursement. After the approval, the fee will be transferred to the student's personal bank account.

Advantages of medical insurance reimbursement for college students;

1, reducing the economic burden: through medical insurance reimbursement, college students can get a certain proportion of medical expenses compensation and reduce the economic pressure caused by illness;

2. Improve the enthusiasm of seeking medical treatment: the existence of reimbursement mechanism encourages students to seek medical treatment actively when they are sick, so as to avoid delaying treatment due to cost problems;

3. Promote health management: the medical insurance system is usually accompanied by health management services to help students better understand their health status;

4. Enhance the sense of security: As a social security measure, medical insurance can give students more sense of security and protection, especially in the face of sudden illness;

5. Publicity of health knowledge: In the process of reimbursement, students have the opportunity to gain more health care knowledge, which is helpful to improve their self-care awareness.

To sum up, the process of medical insurance reimbursement for college students includes off-campus medical treatment and on-campus medical treatment, and the advantages of medical insurance reimbursement include reducing economic burden, improving enthusiasm for medical treatment, promoting health management, enhancing security and popularizing health knowledge.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.