Which is better, social security or overall planning?

1. Wider coverage: Social security includes old-age insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, covering all aspects of employees' lives. Overall planning is mainly aimed at the protection of medical expenses, and the scope of protection is relatively narrow.

2. Government subsidy: Social security is subsidized by the government to reduce the burden on enterprises and employees. However, there is no government subsidy, and all expenses are borne by employees themselves.

3. Long-term security: Social security is a long-term security system, which can provide some economic support for retirement. Overall planning is mainly aimed at the payment of medical expenses required by employees in cases of illness and work-related injuries. It has little effect on the life security after retirement.