Can industrial injury be remedied by medical insurance card?

Work-related injuries cannot be reimbursed by medical insurance, and in principle, work-related injuries cannot be reimbursed.

Once a work-related injury occurs, you can follow the following steps to protect your rights and interests: 1. To apply to the Human Resources and Social Security Bureau for work-related injury identification within one year after being injured by an accident, materials should be provided: application form for work-related injury identification, proof of existence of labor relations, medical diagnosis certificate and other materials. 2。 After the injury is stable, if the injury is serious enough to constitute disability, you can apply to the labor ability appraisal Committee for labor ability appraisal. Need to provide: the relevant information of work-related injury identification decision and work-related injury medical treatment. Only when the specific disability level is determined can the specific compensation amount be determined. 3。 Negotiate with the employer about compensation for work-related injuries. If negotiation fails, it may apply to the Labor Dispute Arbitration Committee for labor arbitration.

An employee who has one of the following circumstances shall be deemed as a work-related injury: (1) being injured by an accident during working hours and workplace due to work reasons; (two) before and after working hours, in the workplace, engaged in preparatory or finishing work related to the work and was injured by an accident; (three) during working hours and workplaces, due to the performance of duties by violence and other accidental injuries; (4) Suffering from occupational diseases; (five) during the business trip, injured or missing due to work reasons; (six) on the way to work, I was injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I was not primarily responsible; (seven) other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.

To sum up, it is Bian Xiao's relevant answer to whether I can use the medical insurance card for work-related injury relief. I hope I can help you.

Legal basis:

"People's Republic of China (PRC) social insurance law" thirtieth the following medical expenses are not included in the scope of payment of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.