Does it matter to resign and take off social security for two months?

Resignation for two months will have a certain impact on medical care and maternity insurance. Social security projects are as follows:

1, retirement benefits are affected.

Although the endowment insurance is calculated cumulatively, the retirement benefits will be reduced by 50-60 yuan or even 100-200 yuan for each year of the endowment insurance. Therefore, after two months of payment, it should be paid as much as possible.

2, medical insurance is affected, medical insurance is not allowed to be reimbursed during the interruption period, but there is no waiting period after two months of payment.

3, maternity insurance is affected, women must pay for more than one year before giving birth, and the time to pay back is not more than two months.

4. Work-related injury insurance is affected, which is the most time-sensitive, and the effective suspension of insurance in the month of enrollment will be invalid.

5, settled down to buy a house is affected, many first-tier cities or restricted cities buy a house, how many years of social security needs to be paid continuously, and the payment will be recalculated.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund.

The payment period before the social security payment deadline is not clear. After retirement, as long as you pay 15 years, you can enjoy the pension. As for the pension, it depends on the payment base and account balance. Pay more, you get more, so please try not to pay social security.

If the medical insurance breaks off for more than 3 months, it is necessary to recalculate the payment period, which means that the social security break-off cannot exceed 3 months. Moreover, once the social security is broken, its impact is also relatively large. For example, the qualification for buying a house is cleared. Therefore, in the case of ensuring basic living, try not to cut off social security.

Payment method of personal social security after leaving the company:

1. After leaving the job, you should go to the labor bureau to apply for the unemployment certificate and register the unemployment information with the resignation certificate, unemployment payment bill, ID card and 2-inch photo.

2. Bring your own resignation certificate, unemployment certificate, ID card, social security manual and photos, and go to the People's Social Security Bureau to handle personal transfer, so you can handle personal social security payment. You can choose to pay 1 year social security in one lump sum or pay the rest in one lump sum.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 63

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.