Changde individual medical insurance payment standard

Changde individual medical insurance payment standard is 380 yuan per person per year.

The insured object is all urban and rural residents in Changde City except those who should participate in the basic medical insurance for employees and enjoy other guarantees according to state regulations. In 2024, the payment period of centralized medical insurance for urban and rural residents will be September 1 to February 1 in 2023. In addition to the special circumstances that the relevant documents of the Provincial Medical Insurance Bureau have been clarified, those who are not insured during the centralized insurance payment period shall not be insured and enjoy medical insurance benefits in principle.

The benefits of paying medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance embodies a new social relationship of "one party is in trouble and all parties support" by the insured sharing the risk of disease costs, which is conducive to promoting social civilization and progress;

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.

To sum up, in 2024, the individual payment standard of medical insurance for urban and rural residents in the city will be 380 yuan/person, and the financial subsidy standard for medical insurance for urban and rural residents will be implemented in accordance with state regulations.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.