What if the Social Security Bureau does not accept supplementary insurance?

If social security can't be repaid, it can be converted into residents' medical insurance, because social security that can't be repaid in one lump sum actually refers to employee social security, and residents' social security can also be repaid in one lump sum; You can also apply for delayed retirement or direct surrender, but if you choose to surrender, you will not be able to enjoy social insurance benefits.

Under the new social security regulations in 2020, those who fail to pay full social security can be dealt with in the following ways:

1. Pay annually. If you reach retirement age, you can get social insurance in a few years (usually three years). It can be paid annually, so that you can get social insurance benefits when you retire. However, a late fee must be paid.

2. Delayed retirement. Those who have reached the legal retirement age in China and have not paid social insurance 15 years can apply for delayed retirement for a maximum of 5 years. When postponing retirement, you can continue to pay social security while working.

3, one-time payment, one-time payment 15 social security is also too convenient, but it is too unfair for those who pay social security every year. Therefore, under the new regulations, this method has been cancelled. At present, there are only three situations in which social security can be paid back: in the first case, if the contribution of urban and rural residents' old-age insurance is insufficient 15, when they are 60 years old, they can choose to pay back in one lump sum and go through the pension collection procedures. Flexible employees pay social security, but the old-age insurance has not been paid for 15 years, so they can only apply for extending the payment to 15 years, otherwise they will not receive the pension. In the second case, the enterprise fails to pay on time or in full for its own benefit.

4. The employer shall pay social security for the workers according to law, which is an obligation clearly stipulated in the Labor Contract Law and the Social Insurance Law. In other words, as long as it is a labor relationship, the employer must pay social security for the employee. Therefore, everyone can be very confident when defending their rights.

legal ground

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.