What should I do if the social security fee is too high for many people to afford?

What should I do if the social security fee is too high for many people to afford? The cost of social security is too high, and it is increasing every year. Many people can't afford it. What do we do? This kind of problem usually comes from the group that pays social security by itself according to flexible employment. Because they pay their own personal social security according to flexible employment, they also need to pay all social security contributions independently and in full, so the corresponding payment amount and pressure are great.

Under normal circumstances, this situation does not exist for enterprise employees. Because employees in the company are jointly paid by individuals and units, in other words, enterprises and institutions have to bear a relatively large proportion of employees' contributions, and as employees themselves, they only need to bear a small proportion of contributions, and the proportion of employees' contributions is directly deducted from their wages, so employees in the company generally do not feel the pressure of personal social security contributions.

Then we freelancers, if there are no enterprises and institutions, then there is no work unit to bear the social security payment for ourselves, so we need to bear the full payment. Therefore, for this group of people, we must realize that the pressure of payment will be even greater. The main reason for the continuous increase in social security contributions is the continuous increase in the average social wage every year.

Social average wage and other standards are an important basis for determining the amount of individual social security contributions. After the average social wage increases, the amount of personal social security contributions will naturally increase. The increase in the amount of personal social security contributions means that our own contributions will also increase normally, so in this case, the pressure of payment work will increase for everyone. Therefore, the payment pressure of freelancers is increasing every year.

Plus the freelancer, if he doesn't have a good work enterprise, it means that everyone has no stable income, and obviously he still needs to bear huge personal social security contributions, and it is growing every year, so there are indeed many people who can't afford such a situation. That applies to this phenomenon. In fact, our country has certain supporting current policies.

The key point of this policy is to specifically target the group whose retirement age is less than five years. If they still pay their pension insurance and social medical insurance in a flexible way, they will be able to experience a certain proportion of social security subsidies. The key to enjoying social security subsidies is that I have not stipulated the retirement age of five years, and I still pay the fees step by step according to the flexible employment method, so that I can enjoy social security subsidies.

The proportion of this social security subsidy should be around 70%, so the self-funded part is only 30%. Relatively speaking, the expenses they bear will be reduced a lot in these five years, but the application condition of this social security subsidy is that you must pay it in full first, and then apply for a refund at the local social security agency after you have the payment invoice.