My wife is 46 years old. According to the flexible staff in Xiangyang, she pays social security herself. She bought it for half a year and paid 396 yuan a month. Is it worthwhile to buy social securit

My wife is 46 years old. According to the flexible staff in Xiangyang, she pays social security herself. She bought it for half a year and paid 396 yuan a month. Is it worthwhile to buy social security? Jiaoman There's no way to say it's not worthwhile. It can only be said that social security is a system initiated and implemented by the government and bears full responsibility. Pensions are collected from the time when the parties meet the conditions until their death, and they participate in pension adjustment after retirement. If economic conditions permit, of course, it is good to participate in social security pension insurance.

Pension calculation involves many factors, one of which is the local social wages over the years, and social wages are unpredictable, so no one can help you calculate the pension at that time.

Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years.