What is the impact of not paying social security for two years?

Will affect your pension when you retire.

Social security is interrupted for two years without payment, which will affect the basic pension when you retire. The basic pension is two percentage points less than the uninterrupted basic pension, and the personal account pension will also have an impact.

Attachment: the State Council

Decision on Perfecting the Basic Old-age Insurance System for Enterprise Employees

Guo Fa [2005] No.38

Six, reform the basic pension plan and payment method. In order to connect with the actual personal account, from June 65438+1 October1in 2006, the size of the personal account was adjusted from 1 1% of my paid salary to 8%, which was all formed by individual contributions, and the unit contributions were no longer included in the personal account. At the same time, further improve the incentive and restraint mechanism, encourage employees to pay insurance premiums, and adjust the basic pension calculation and payment methods accordingly.

After the implementation of the Decision of the State Council on Establishing a Unified Basic Old-age Insurance System for Enterprise Employees (Guo Fa [1997] No.26), if the working payment period reaches 15 years (including deemed payment period, the same below), the basic pension will be paid monthly after retirement. Basic pension consists of basic pension and personal account pension. The monthly standard of basic pension at retirement is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every1year. The monthly standard of personal account pension is the amount of personal account storage divided by the number of months, which is determined according to the average life expectancy of urban population and its retirement age and interest when employees retire.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.