What about social security and medical insurance payment for serious illness?

Social security and medical insurance for urban workers belongs to the pay-as-you-go system. According to the current policy, from the next month after the payment deadline, the insured can't use medical insurance for reimbursement normally.

If the company cuts off medical insurance, the medical expenses incurred by employees during the period of cutting off medical insurance shall be borne by the employer except the part that should be borne by individuals. However, if medical insurance is interrupted for personal reasons, the medical expenses incurred during the interruption shall be borne by the individual.

Generally speaking, employees who work in the company need to pay medical insurance for urban employees on a monthly basis. Once interrupted, you will not be able to enjoy medical insurance reimbursement from the second month. Those who have participated in employee medical insurance for two years in a row, and whose payment has been interrupted for less than three months, can enjoy normal treatment and seamless connection after payment. But after more than 3 months, there will be a waiting period! The waiting period will be set according to local conditions and will not exceed 6 months.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 28 of the Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.