Labor Law Article 72 Social Security Provisions

Article 72 of the Labor Law stipulates that employers must pay social insurance premiums for their employees, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

Article 72 of the Labor Law clearly states that employers shall pay social insurance premiums for their employees in accordance with state regulations. Social insurance is a system that provides material assistance to workers in the event of birth, old age, illness, death, injury or disability, and mainly includes pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance.

I. Mandatory nature of social insurance

According to Article 72 of the Labor Law, the payment of social insurance premiums is a legal obligation of the employer, and this obligation is mandatory. This means that regardless of the agreement between the employer and the worker, the employer must pay social insurance premiums for the employee.

The types and roles of social insurance

1, pension insurance: to provide protection for workers after retirement.

2. Medical insurance: provides workers with reimbursement of medical expenses.

3. Unemployment insurance: provides basic livelihood protection for unemployed workers.

4. Worker's compensation insurance: provides economic compensation for workers injured at work.

5. Maternity insurance: provides material assistance to female workers for childbirth.

Three: Legal Consequences of Failure to Pay Social Insurance

An employer who fails to pay social insurance premiums for workers in accordance with state regulations will face legal sanctions. Workers have the right to ask the employer to pay the social insurance premiums, and can complain to the labor inspection department or file a labor arbitration.

In summary:

Article 72 of the Labor Law clearly stipulates the obligation of employers to pay social insurance premiums for their employees. This provision is designed to safeguard the legitimate rights and interests of workers and to ensure that they receive the necessary material assistance when they encounter life risks. Employers must strictly abide by this provision, or they will be held legally responsible.

Legal basis:

Article 72 of the Labor Law of the People's Republic of China (PRC): Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.