Buy social security. Social security is paid in full. Can people return it when they die?

Buy social security If the insured person dies after paying the social security in full, under normal circumstances, the balance of the social security personal account can be refunded.

First, the principle of social security personal account balance refund

In most areas, the social security system allows the insured to enjoy social security benefits after meeting certain conditions, including pension and medical insurance. When the insured person dies, the balance of his social security personal account can be returned to his family or heir according to the policy.

Second, the refund application process

1. Prepare relevant certification materials: death certificate, identity certificate and inheritance certificate of the insured. These materials are the basis for handling the return procedures and need to be true and effective.

2. Go to the local social security department for consultation: As the social security policies in different regions may be different, it is recommended that family members or heirs go to the local social security department for consultation first to understand the specific refund policies, processes and required materials.

3. Submit the application for review: submit relevant supporting materials and fill in the refund application form as required by the social security department. The social security department will review the application materials and verify the relevant situation.

4. Refund procedures: After the approval, the social security department will return the balance of the social security personal account to the family members or heirs of the insured person according to the policy. Refund methods may include cash refund, bank transfer, etc. , depending on local policies.

Third, matters needing attention

1. Know the local policies: Social security policies may be different in different regions, so family members or heirs should know the specific local policies and ensure that the refund procedures are handled according to the policies.

2. Prepare complete materials: You need to submit relevant certification materials for the return procedures, and family members or heirs should prepare these materials in advance to ensure the authenticity and integrity of the materials.

3. Follow the prescribed procedures: the refund procedures need to follow the prescribed procedures of the local social security department, and improper means or forged certification materials are not allowed to avoid legal disputes.

To sum up:

If the insured person dies after paying the social security in full, the balance of his personal social security account can be refunded in most cases. Family members or heirs need to know the specific local policies, prepare relevant supporting materials, and go through the refund procedures according to the procedures stipulated by the social security department. In the process of handling, we should abide by relevant laws and regulations to ensure that the procedures are legal and effective.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 14 stipulates:

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.