What is the ratio of individual and company contributions to the five insurance and one gold?

1, pension insurance: the unit to pay 19% personal contribution of 8%. Two conditions are required to receive pension insurance benefits, you must reach the legal retirement age, the contribution period must be 15 years and above.

2. Medical insurance: 6% for the unit and 2% for the individual. From the date of enrollment and payment of contributions, six months before enjoying the basic medical insurance for employees.

3. Workers' compensation insurance: paid by the employer. Workers' compensation insurance premium rate is divided into 0.6%-3.6%*** 8 grades, social security agencies in accordance with the characteristics of the industry to which the unit belongs to approve the rate

4, maternity insurance: paid by the employer. Maternity insurance premium rate of 0.3%, if the male employee participated in maternity insurance, the wife did not participate in the insurance, in the birth of a child can also enjoy a certain maternity allowance

5, Unemployment Insurance: the unit to pay 0.6% of the individual to pay 0.4% of the unemployment insurance must be paid for one year in order to enjoy the general payment of one year to receive 2 months, 2 years of payment to receive 4 months, but to enjoy the maximum time limit of not more than 24 months.

Expanded information:

Note:

1, the individual's five insurance and one gold is calculated according to the pre-tax income as the calculation of the base, after the payment of the five insurance and one gold, minus deductions of the tax is the actual amount of wages.

2, medical insurance to pay the full number of years of participation in the provisions of the place, in addition to the payment of interruption of more than three months to pay the number of years will be cleared, so you can find social security agency to pay the social security during the departure, to avoid interruption.

3, unemployment insurance payment for one year to use, unemployment insurance premiums have been paid for one year before unemployment, if the company dismissed, you can apply for unemployment insurance benefits after leaving the company.

4. Pension insurance should be paid for 15 years to reach the retirement age in order to enjoy the pension for life.

People's Daily Online-experts explain the downward adjustment of the contribution ratio of five insurance and one gold