How to settle social security after death?

Legal analysis: if the insured dies, he should bring the insured's ID card and personal account manual of endowment insurance to the insured institution with the death certificate issued by the relevant hospital or the cremation certificate issued by the funeral home, and the social security association will return the balance of personal account to his successor for inheritance.

You can only refund your personal account and apply for funeral expenses. Now handle the agency that will be insured. After the death of the insured, the balance of the personal account plus interest shall be taken as the inheritance and collected by the heir or designated beneficiary.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.