How much can I get after flexible employment pension insurance 15 years?

How much do flexible employees/kloc-get every month after 0/5 years of social security?

899.89 yuan

Assume that the first year payment of social security pension starts from 10000 yuan/year, and the annual income of employees increases at a rate of 5% per year, while the proportion of individual pension accounts is set at 5%.

By the end of 15, the social security pension payment amount reached 19797 yuan/year. But at the end of the year, the accumulated balance of personal account reached 125085 yuan.

What is our personal pension when the average contribution index is 1?

As we all know, pension is mainly composed of basic pension and personal account pension.

Among them, basic pension =/2* payment years * 1%= average indexed monthly salary /2* payment years *1%= 98985/12 *1%=/kloc-0.

Personal pension = personal account balance/months of calculation 139 months.

That is, 125085 yuan/139 months =899.89 yuan.

My average monthly payment = the average monthly salary of employees in the previous year * the average individual payment index.

Individual average contribution index: it is the average of the annual contribution wage index of social co-ordinators of endowment insurance, which is called the average contribution wage index. This is the annual payment wage index obtained by dividing the annual payment base of the insured by the average wage of employees in the last year in the overall planning area, which is calculated once a year. When you retire, add the annual payment wage index and divide it by the actual payment period.

Payment 65438+retirement pension in 2005 =1237+899.89 = 2136.89 yuan/month.

Regardless of inflation and other factors, we pay 15 social security and get money every month after retirement. Although it looks good now, it will follow the growth of the currency. By the time of retirement, the monthly salary of employees actually reached the standard of 8248.75 yuan/month. Using this pension to calculate the pension replacement rate is 25.9%. This is a relatively low income level.

Therefore, from the calculation results of our old-age insurance, it can be seen that it is not advisable to pay social insurance according to the minimum standard in order to obtain satisfactory results for future old-age care and ensure our basic quality of life. We should choose more ways to effectively improve the pension level.

15 how much pension does flexible employment social security pay?

1. basic pension = basic pension+personal account pension, in which: basic pension = [average monthly salary of employees in the whole province in the previous year after retirement +]÷2 times the payment period x1%; Personal account pension = personal account storage amount ÷ months. From the calculation formula, we can know that there are six factors that affect the pension level: 1, the social salary of the place where you retired last year; 2. Term of payment; 3. Payment of wages; 4. payment base; 5. Personal account storage; 6. Retirement age.

2. Assume that when Li, a flexible employee, retires, the average social wage in the previous year is 6,000 yuan, the payment salary is 4,800 yuan, the payment period is 15 years, the payment base is 60%, the personal account deposit is 50,000 yuan, the retirement age is 60 years old, and the basic pension is = [6,000+2x15x65438]. Personal account pension = 50000139 = 359.7 yuan; Basic pension =666+359.7= 1025.7 yuan.

15 flexible employment, how much can I pay for my pension?

Basic pension =/2x payment period x 1%= average individual indexed monthly payment salary /2x payment period x 1% personal pension = personal account balance/calculated months 139 month Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance reaches the statutory retirement age and has paid for 15 years, Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

How much can I get after flexible employment pension insurance 15 years?

How much can flexible employees get after paying endowment insurance 15 years? It depends on the payment base and the average monthly salary of local employees when they retire. If you pay the pension insurance for flexible employees in Shanghai, the retirement in Shanghai will definitely be different from that in Gansu Province. Generally speaking, in economically developed areas, people receive more pensions when they retire than in economically developed areas.

Pension calculation formula: monthly pension = monthly basic pension+monthly personal account pension.

Monthly basic pension = 2 × payment period × 1%

Personal account pension = personal account balance ÷ payment months.

If the average monthly salary of workers in Xiaoming's area for 20 19 years is 5,525 yuan, and he chooses 60% of the local average salary as the payment base, then his first pension is:

Monthly basic pension: ÷2× 15%=663 yuan.

Personal account pension: 47736÷ 139=343.42 yuan.

Total: 663 yuan +343.42 yuan = 65438 yuan +0006.42 yuan. So Xiao Ming's pension for the first month is 1006.42 yuan.

How much pension can flexible employees receive every month after paying social security 15 years?

Because there are many provinces in our country, the economic development of each region is different, so the money that flexible employees can get after retirement will vary according to different regions.

First, the premise of receiving retirement pension.

According to the policy, flexible employees can only receive the basic old-age pension monthly after paying the basic old-age insurance premium of 15, which means that the minimum payment period is 15, which is the prerequisite for receiving the basic old-age pension monthly after retirement. When reaching the legal retirement age, the insured who has paid less than 15 years can't receive the pension insurance on a monthly basis, and can only enjoy the pension insurance benefits after the payment is extended to 15 years.

Second, the composition of pension.

The basic pension paid monthly by flexible employees after retirement consists of basic pension and personal account pension. If there is a deemed payment period, a transitional pension will be issued. These three parts are closely related to the payment period and payment base. Factors such as salary level, continuity of payment and length of payment period have an impact on the pension benefits, which is directly related to the amount of pension that the insured receives after retirement, that is, the pension benefits will be high if the payment base is high and the payment period is long and uninterrupted, and vice versa. Every year the insured pays, the corresponding basic pension will be one percentage point.

Personal recommendation

In fact, China has clear regulations and a set of standard calculation methods for the endowment insurance of flexible employees. Because the specific regulations of different provinces are different, there will be some differences in the amount. But as long as you pay 15 years, you will definitely get a pension, so don't worry.

Extended data

Flexible employment refers to a way of employment that is different from the traditional mainstream in working hours, income and remuneration, workplace, insurance and welfare, labor relations and so on. Flexible employees refer to those who achieve employment or re-employment in flexible and diverse forms such as part-time, temporary, seasonal and flexible work within the working age range, including: self-employed employment, including self-employed and partnership; Self-employed, such as freelancers, lawyers, freelance writers, singers, models, intermediary service workers, etc. Temporary workers, such as domestic hourly workers, street vendors and other odd jobs.

How much can I get every month after paying flexible employment insurance 15 years?

1000 yuan.

Endowment insurance for flexible employees refers to an insurance policy, and some people who have no fixed job, unemployment or re-employment belong to flexible employees. In view of the old-age security of this group of people, the state has promulgated and implemented the old-age insurance policy for flexible employees.

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1. Flexible employment refers to a way of employment that is different from the traditional mainstream in terms of working hours, income and remuneration, workplace, insurance and welfare, and labor relations. Flexible employment refers to people who are employed or re-employed in flexible forms such as part-time, temporary, seasonal and flexible work within the working age range, including: self-employed, self-employed and partnership enterprises; Self-employed, such as freelancers, lawyers, freelance writers, singers, models, intermediary service workers, etc. ; Temporary employment, such as domestic hourly workers, street vendors.

2. Flexible employees who enjoy social insurance subsidies must apply for employment registration in accordance with the regulations, participate in social insurance in their personal capacity, and pay social insurance premiums in full and on time according to the prescribed payment base. The requirements for the payment base of social insurance premiums for flexible employees who enjoy social insurance subsidies are: 100% of the average monthly salary of employees in the previous year as the payment base of basic old-age insurance; The basic medical expenses are calculated according to the average monthly salary of employees in Chengdu last year.

3. Flexible employees must pay social security fees such as basic pension and basic medical care on time. At the end of each quarter, you should hold your ID card, household registration book, re-employment concession card or unemployment certificate, employment registration certificate and social security payment certificate. Disabled persons should apply to the local community labor security workstation with the Disabled Persons' Card, and truthfully declare the payment month and subsidy month.

4. Since 1999 10, self-employed people and flexible employees can apply for compensation. This policy is a special policy issued by the government on 20 1 1. If you have time requirements, please hurry up before the end of February, 20 1 1 12. Please don't handle it after it expires. From 20 12 to 1, China will abide by the relevant national and provincial regulations. If you seize this opportunity, it will bring you benefits. You repay the old-age insurance premium 1 1 year at a low payment rate, and you repay the old-age insurance premium in 1 1 year by about 19000 yuan, and the payment period is extended by 1 1 year, which is equivalent to the aforementioned/kloc. Payment period is extended 1 1 year. When the retirement conditions are met, the pension level is greatly improved.