Job Recruitment Website - Social security inquiry - Can I get my money back if I don't pay for social security after a few years?

Can I get my money back if I don't pay for social security after a few years?

You generally can't get a refund if you don't buy it, you can get a refund if you surrender your insurance. There are conditions required for surrendering the insurance. According to the social insurance law: personal account shall not be withdrawn in advance. So social security is not refundable, it will only be transferred, merged, etc. with the workplace. Unless it is the following special circumstances will be their own contributions to the refund and those?

1, did not reach the legal retirement age has died, and the account has been canceled in the public security organs;

2, for settlement procedures abroad, and the account has been canceled in China's public security organs;

3, the insured person to reach the retirement age and did not pay the full 15 years;

4, repeated participation and the end of the labor relationship can be refunded. Years of social security now do not pay, the previous money can be refunded part of the money, personal accounts can be returned, but the money inside the integrated account can not be returned, he has been owned by the state, and the payment of social security must be bought for 15 years before you can receive a pension at the time of retirement.

It is recommended that you insist on paying social security, otherwise that money will be wasted. Paying social security is in fact in order to give yourself a guarantee, retirement pension, see a sick doctor to be able to reimburse the medical insurance to give themselves a greater protection of life, it can be returned to our bank card, and the money in the co-ordinated account is no way to return, I hope that we can know, do not want to waste the money if you can continue to pay continue to pay, do not be afraid of him to break the payment as long as it is to pay the full 15 years of retirement after you can The normal retirement pension.

In summary, the social security as the state to provide people with benefits, now as long as the workforce, the company has to pay for the employees of the social security.

Legal basis: Article 23 of the Social Insurance Law stipulates that personal accounts may not be withdrawn in advance. So social security is not refundable, only with the workplace to transfer, merge and so on. Unless it is the following special circumstances will be their own contributions will be returned:

1, has not reached the legal retirement age has died, and the account has been canceled in the public security organs;

2, for settlement procedures abroad, and the account has been canceled in the country's public security organs;

3, the insured person has reached the retirement age and has not paid for a full 15 years;

4, Repeated enrollment and the end of labor relations can be withdrawn.

Article 58 of the Social Insurance Law of the People's Republic of China*** and the State of China states that employers shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for their employees. If it fails to register for social insurance, the social insurance agency shall approve the social insurance premiums it shall pay. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.