How to get social security after death?

The current national pension insurance dies after one year, and the pension balance in personal account can be inherited.

According to "Social Insurance Law", personal account pension has the nature of compulsory savings and belongs to individuals. If an individual dies (including before and after retirement), the pension balance in the personal account can be inherited.

In case of death due to illness or non-work-related reasons, the survivors can receive funeral subsidies and survivors' pensions. Funeral allowance and survivor's pension are also part of the employee's pension insurance benefits.

(1) Funeral allowance is a subsidy for employees to bury and handle funeral affairs after death. There is no uniform standard in China at present. Judging from the regulations in some places, funeral subsidies are generally paid according to a certain number of years of the average monthly salary of local employees at the time of their death. For example, in Dalian, the funeral allowance was the average social wage of the whole city for three months in the previous year.

(2) Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivors' pensions vary from place to place, and some do not stipulate pensions, but only provide monthly assistance to survivors; Some provide one-time pensions and monthly living allowances for survivors. For example, in Dalian, dependent immediate family members can receive a one-time relief subsidy according to the average social wage of last year 10 month, and also receive a relative relief subsidy according to the sum of local living difficulties subsidy standards and price subsidies.

Social security benefits for disability due to illness or non-work:

Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Disability allowance is the economic compensation given by the basic old-age insurance fund to the above-mentioned special insured persons. Sick and disabled allowance is a new system. At present, there is no corresponding allowance standard, and corresponding supporting regulations need to be issued.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.