What is the latest housing provident fund contribution ratio in 2017

Analysis is as follows:

1. Housing provident fund contribution ratio: according to the actual situation of the enterprise, choose the housing provident fund contribution ratio. However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee. The employer is 12% of the salary to handle the payment of housing fund. Both the unit and the individual are 12% of the salary.

2, the latest 2017 housing provident fund contribution ratio table across the country, as follows: 12% in Beijing, 7% in Shanghai, 11%-12% in Tianjin, 7%-12% in Chongqing, Guangdong: 5%-12% in Guangzhou, 5%-12% in Shenzhen, Foshan, Shunde, Zhongshan, Zhanjiang, Jieyang, Heyuan, Qingyuan 8%-12% in Shaoguan, Yunfu, Yangjiang, Meizhou, Zhaoqing, Jiangmen, Shantou, Jiangsu, Nanjing 8%, 10%, 12%, Jiangning, Wuxi, Suzhou downtown, Suzhou Park, Changzhou 10%-12%, Xuzhou Nantong 8%, 10%, 12%, Yangzhou Kunshan 8-12%, Changshu 8%-12%, Lianyungang 8-12%, Zhenjiang, Yixing 8%, Taizhou, Taicang, Yancheng, Huaian, Zhangjiagang, Wujiang 8%, 10%, 12% Suqian, Danyang, Qidong, Jurong, Liyang 10%, 11%, 12%, Zhejiang, Hangzhou, Ningbo, Wenzhou, Taizhou, Jinhua, Shaoxing, Jiaxing, Haining, Haining, Huzhou 8%,10%,12%, Yiwu, Cixi, Yuyao 10%, Dongyang, Lishui, Anji, Changxing, Quzhou, Zhoushan, Lanxi 5%, 12%, Xiaoshan, Fuyang, Rui'an, Yongjia, Yueqing, Zhuji, Linan Yuhang, Pingyang, Hebei, Shijiazhuang Unit: 12%, Individual:10% Tangshan Unit: 5-12%, Individual:5-12% Chengde Unit: 11%, Individual:10% Harbin, Heilongjiang Unit: 12%, Individual:9% Jiamusi, Jixi, Jilin, Changchun, Yanji, Siping, Tonghua, Baicheng, Liaoyuan, Liaoning, Shenyang, Yantai, 6%-10%, Weihai, Rizhao, Qingdao Unit:5%-12%, Individual:5%-12%, Tai'an, Weifang (Hi-Tech Zone) Linyi, Dezhou 5--12%, Heze, Liaocheng, Binzhou, Qufu, Zaozhuang, Laiwu, Taiyuan, Shanxi Unit:10%--12%, Individual:6%--12% Linfen 6%--12%, Datong, Changzhi, Yuncheng, Jincheng Unit:12%:, Individual:8%, Shaanxi, Xi'an, Hanzhong, Sichuan, Chengdu 6-12%, Deyang, Mianyang, Luzhou, Suining, Nanchong, Dazhou, Zigong, Leshan 5%, Meishan, Ya'an, Neijiang, Yibin, Guangyuan, Guang'an, Panzhihua, Ziyang, Bazhong, Hefei, Wuhu 10-12%, Ma'anshan, Bengbu, Lu'an, Anqing, Chi'izou, Huainan, Tongling, Chuzhou, Suizhou, Xuancheng, Fuyang, Huaibei, Bozhou, Yunnan, Kunming 7%, 8%, 10%, 12%, Qujing, Yuxi, Chuxiong City, Dali, Zhaotong, Wenshan, Xishuangbanna, Baoshan, Guizhou, Guiyang, Zunyi, Liupanshui, Xingyi, Anshun, Gansu, Lanzhou, Wuwei, Jiuquan, Tianshui, Ningxia, Yinchuan, Shizuishan, Guyuan, Qinghai, Xining, Henan, Zhengzhou 8%~12%, Luoyang 5%.10%.12%, Xinxiang, Xuchang, Nanyang, Anyang, Kaifeng, Jiaozuo 5%, 8%.10%.12%, Shangqiu, Zhumadian 8%-12%, Linping, Dingshan, Xinyang, Zhoukou, Jiyuan, Hubei, Wuhan, Xiaogan, Jingzhou 6%~12%, Shiyan, Huangshi, Xiantao, Xianning, Enshi, Jingmen, Ezhou, Suizhou, Tianmen, Jiangxi, Nanchang, Jiujiang 5%, 8%, 12%.

1, housing fund, refers to the state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their in-service employees to contribute to the long-term housing reserves.

2. In 2011, the Ministry of Housing and Urban-Rural Development was working with various departments to study the revision of the provident fund regulations to liberalize the requirement for individuals to withdraw their provident funds to pay for housing rent, and in 2013, some cities introduced measures to allow workers suffering from major illnesses or their immediate family members to withdraw their provident funds to save their lives.

3. In 2014, the three departments issued a document to abolish the charges for insurance, notarization, new house appraisal and mandatory institutional guarantee for individual housing loans from housing provident funds, so as to reduce the burden of loan employees.

4, in 2015, the Housing Provident Fund Management Regulations (Revised Draft for Review), proposed to provide that neither the employee nor the unit of housing provident fund contribution ratio shall be less than 5% and shall not be higher than 12%. Starting from February 21, 2016, the interest rate for deposits in the employee's housing provident fund account will be adjusted to be uniformly based on the benchmark interest rate for one-year time deposits, which will be 1.50% after the increase.

5. Starting from July 1, 2017, all housing provident fund management centers across the country will handle housing provident fund transfer and succession business through the platform in accordance with the requirements of the "National Housing Provident Fund Transfer and Succession Business Operation Procedures" issued by the Ministry of Housing and Construction. All housing provident fund management centers across the country will be "networked", through a unified platform for housing provident fund transfer business in different places. According to incomplete statistics, at present, Beijing, Shanghai, Fuzhou, Guangzhou and other more than 20 cities have access to the national housing provident fund relocation platform.On May 15, 2018, the Beijing Housing Provident Fund Management Center issued the Notice on the Cancellation of the Copy of Identity Proof Material as a Requirement for the Handling of Housing Provident Fund Collection and Loan Business.

(Source: Baidu Encyclopedia: Housing Provident Fund)