What should farmers do if they resign to work in factories and pay endowment insurance?

Legal analysis: First, the payment period can be extended to fifteen years. If you don't work in an enterprise or the enterprise doesn't agree to pay social security (social security is no longer paid by the general unit when you reach the legal retirement age), you can continue to pay pension insurance and medical insurance as a flexible employee. Two, you can apply for social endowment insurance for urban and rural residents where the household registration is located. Third, if you don't want to extend the payment or it doesn't reach 15 years after the extension, and you don't want to transfer to the social endowment insurance for urban and rural residents, at this time, individuals can also apply in writing to terminate the basic endowment insurance relationship for employees and receive the amount of personal account storage.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.