Can individuals pay only medical insurance and not endowment insurance?

Whether you can only buy medical insurance but not endowment insurance depends on what kind of medical insurance and endowment insurance you buy and in what capacity you participate. Details are as follows:

1. Buy medical insurance for urban workers and endowment insurance for urban workers, not just one of them. According to relevant regulations, employers must buy "five insurances" for employees, including basic medical insurance, basic endowment insurance, maternity insurance, work injury insurance and unemployment insurance. These five kinds of insurance are bundled, and employers can't buy less for employees;

2. If you participate in employee social security as a flexible employee, in this case, you can't just pay medical insurance without paying old-age care, because the two are also tied together; 3. But if you buy medical insurance and old-age insurance for urban and rural residents, you can buy them separately, because the old-age insurance for urban and rural residents and medical insurance for urban and rural residents are not tied together.

First, the conditions for purchasing medical insurance are as follows:

1, if there is a work unit, the unit will pay medical insurance to the employees;

2. Urban registered residents who have no work units can apply for old-age insurance and medical insurance with their ID cards, household registration books, unemployment certificates, digital photo receipts and bank passbook to the social security bureau where they are registered;

3. Villagers with agricultural household registration who have no work units can purchase the new rural cooperative medical system at their household registration location.

Two, the old-age insurance needs to meet the following conditions:

1. People over 60 years old on the start date of insurance payment; 2. Persons who have reached the age of 45 and less than 60 on the starting date of insurance payment, have been insured in accordance with the regulations and have paid the endowment insurance premiums for the corresponding years in full, and have reached the age of 60;

3. The starting date of insurance payment is under 45 years old, and the insurance is insured according to regulations, and the payment period exceeds 15 years and exceeds 60 years old. In short, whether you can only pay medical insurance but not endowment insurance depends on the type of social security you buy. Only urban and rural residents can purchase medical insurance separately. Those who buy social security and flexible employment status for urban workers cannot buy medical insurance alone.

legal ground

Labor law of the people's Republic of China

Article 72 The sources of social insurance funds shall be determined according to the types of insurance, and overall planning shall be implemented step by step. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

The contents of the above lawyers' popularization of law are for your reference. Because the background of each case or dispute is different, the solution may be different. In order to better help you solve the problem and protect your legitimate rights and interests, I suggest you consult a lawyer directly, explain the situation in detail, and let the lawyer provide you with a solution.