What is the minimum social security paid by the company?

The minimum social security payment shall not be less than 60% of the average monthly salary of urban workers in the previous year (employees of private enterprises, individual industrial and commercial households and non-urban hukou), not less than 50%, and the legal person, shareholders and individual industrial and commercial households of private enterprises shall not be less than100%); The maximum shall not be higher than 300% of the average monthly salary of employees in the city. The specific figures change according to the salary level of employees. The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

The average wage of employees in this Municipality is published annually by the Municipal Bureau of Statistics. The payment base is assumed to be 3000 yuan. Units bear 20% of the old-age insurance premium (600 yuan) and individuals bear 8% of the old-age insurance premium (240 yuan). There are many levels of payment bases in various places, with lower and upper limits. Select the base according to the actual situation, but the minimum shall not be lower than the lower limit.

Payment ratio: pension, about 20% for the unit and 8% for the individual; Medical insurance, about 8% for units and 2% for individuals; Unemployment, the unit is about 2%, and the individual1%; Work injury, the unit is about 1%, and the individual does not pay it; Birth, the unit is about 0.8%, and the individual does not pay.

Article 6 of the Regulations on Minimum Wage in Enterprises stipulates that the minimum wage standard shall be determined by the labor administrative departments of the people's governments of provinces, autonomous regions and municipalities directly under the Central Government in conjunction with trade unions and entrepreneurs' associations at the same level under the guidance of the labor administrative department of the State Council.

Second, the collection method of social insurance premiums

1, proportional insurance system

This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.

The minimum standards for enterprises to pay social security should be formulated according to different enterprises, but the minimum shall not exceed 50% and the maximum shall not exceed 300%. If the enterprise fails to pay social security, it can sue in the labor department. If it leaves, it can leave directly because the company has violated relevant regulations.

How to inquire about employees' social security payment?

First of all, you can call the Social Security Bureau at 12333, and make an inquiry after accessing the manual customer service.

Second, you can register and log in your personal account through the official micro, official website and official APP of the local social security bureau.

Third, you can bring your ID card and social security card to the local social security bureau and make inquiries at the self-service machine or counter of the social security bureau.

Fourth, in Alipay City Service, there is also a social security inquiry service that can be searched in the search box.

legal ground

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.