How to determine the deemed payment period

The determination of the deemed payment period shall be confirmed by the insured institution.

The parties concerned shall provide the original files during the period of joining the army for identification by social security agencies. After identification, the deemed payment period of the parties concerned will be recorded in the insurance records. According to the regulations, the period of joining the army is regarded as the payment period of the parties. When calculating pensions and other benefits in the future, it involves the sum of the payment period of the parties and the deemed payment period.

Flexible employees shall be deemed to have payment period:

Whether flexible employees have the same payment period depends on the situation. If they are all flexible employees, that is, from the establishment of the basic old-age insurance account to retirement, they all participate in social security as flexible employees, then such people naturally have no payment period.

If you are a flexible employee who pays social security as a flexible employee after being laid off or resigning, whether there is a deemed payment period depends on the situation. Once worked in a company, but later left the state-owned enterprise due to special circumstances such as laid-off and unemployment, its original continuous length of service will not disappear. The determination of deemed payment period is mainly the actual working years before the implementation of 1992 enterprise employee pension insurance individual payment system. If the laid-off workers started to pay social security before 1992, as long as the working years before 1992 are recorded in their personal files and meet the requirements, such flexible employees will have the same payment period. Please consult the local social security department in detail when going through the retirement formalities.

To sum up, the deemed payment period refers to the continuous working hours calculated in accordance with state regulations before the actual payment period of all the working years of employees. Before the implementation of the basic old-age insurance system for enterprises and employees, the time calculated as continuous length of service according to the provisions of the state can be regarded as "deemed payment period" and can be combined with the actual "payment period" to calculate and pay the old-age insurance premium.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35

The employer shall pay the work-related injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency.

Article 44

Employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Article 53

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.