How to calculate unemployment benefits? How to collect

First of all, how to calculate unemployment benefits?

Unemployment benefits are calculated according to the number of years of paying unemployment insurance premiums and the standard of receiving them.

Unemployment insurance can only receive unemployment benefits if it is paid for more than one year. Generally speaking, you can receive unemployment benefits for two months after paying 1 year, and for four months after paying for two years, up to 24 months.

The standard for receiving unemployment benefits is that the accumulated payment period is less than 5 years, and the monthly payment is calculated at 70% of the minimum wage, and the longest payment can be 12 months. If the cumulative payment period is over 5 years-10 years, the monthly payment is calculated at 75% of the minimum wage, and the longest payment can be 18 months.

If the cumulative payment period exceeds 10-15, it shall be calculated at 80% of the minimum wage every month; If the cumulative payment period is over 15 -20 years, it will be calculated at 85% of the minimum wage every month; If the accumulated payment period is over 20 years, it shall be calculated at 90% of the minimum wage every month, and the accumulated payment period shall be over 10.

Second, how to receive unemployment benefits.

Unemployment benefits are generally received in the current month and the following month.

After the employees who participate in unemployment insurance quit their jobs, the insured can register unemployment at the street social security office where the household registration is located with the exit form, labor manual and other certificates. Those who meet the conditions for receiving unemployment benefits can fill in the unemployment insurance registration form, and then go to the county social security agencies for approved treatment and apply for unemployment benefits.

Generally, the insured person can receive unemployment benefits in the next month after handling the procedures for receiving unemployment benefits, and receive them locally or issue them to the insured person's bank card on a monthly basis.

3. Will receiving unemployment benefits affect social security?

Receiving unemployment benefits generally does not affect social security. Receiving unemployment benefits means that social security is broken, which may affect the payment period of pension insurance and medical insurance.

Unemployment benefits provide certain economic subsidies to laid-off workers who are passively unemployed, and the insured can rest assured to receive unemployment benefits to maintain their basic livelihood after unemployment.

However, receiving unemployment benefits means that social security is paid off. The longer it takes to receive unemployment benefits, the longer it will take to pay off social security, and the pension you can receive after retirement will also be reduced because of the reduction of the payment period.