How much does personal social security need to pay a year?

Paying social security at one's own expense is several thousand yuan a year, and the social security fee that an individual should pay when purchasing social security = payment base * payment ratio.

For example:

The average wage in local society is 6000 yuan, and the social security payment base is 6000 yuan, so we can choose 60% payment standard according to 6000 yuan, that is, 3600 yuan.

Because the basic old-age insurance paid by flexible employees is 20%, and the monthly payment of 3,600 yuan is 720 yuan. In that case, the annual payment standard is about 8400 yuan.

Self-funded social security payment method

1, looking for a company to pay social security is in accordance with the payment method and proportion of employee social security, but the company's shares are actually paid by itself. Usually individuals have to pay about 38%, but only 8% can enter our personal account. The items to be paid include endowment insurance, maternity insurance, unemployment insurance, industrial injury insurance and medical insurance, but corresponding procedures may be required when paying. Different companies charge different fees. It can be said that it is not so cost-effective and is not protected by law.

2. Pay as a flexible employee, and the items paid are endowment insurance and medical insurance. Although the proportion of payment is the same as that of employee medical insurance, the cost paid by oneself is still higher.

3. With medical insurance for urban and rural residents, you only need to pay endowment insurance and medical insurance. Compared with employees, the fees paid are relatively cheap, but the proportion paid is also the lowest. Relatively speaking, neither the treatment of old-age insurance nor the treatment of medical insurance is as high as that paid by employees.