What should I do if I pay enough social security and retire without a unit?

Legal analysis: Do you have any files when you retire? The retirement process is the same. What should I do? Just saying that there is no file when you retire means two meanings.

The first meaning: you can only calculate the actual payment period, but you can still apply for retirement. For China people, there is no way to determine the deemed payment period before the establishment of the old-age insurance payment system. For special jobs, before the establishment of the pension insurance payment system, it is impossible to convert the length of service.

Length of service at retirement = payment period of endowment insurance = deemed payment period+actual payment period.

If you are from China and have a special job, you can't retire without social security and files. You still have to find a way to reissue the file, or you will lose a lot. If you are not from China, you are not a special type of work, and there is no file when you retire, which has no substantial impact on the payment period. For the identification of retirement status, see the retirement application materials submitted by the previous unit or the final payment record of social security.

The second meaning: archives are also important proof materials to confirm social identity at retirement.

It is of great significance to identify special types of work regardless of gender. Because special jobs meet the requirements, you can retire five years in advance.

It doesn't mean much to ordinary gay men. Because both workers and cadres, gay men retire at the age of 60.

It has certain significance for ordinary female workers, because the legal retirement age of female workers is 50 years old and that of female cadres is 55 years old.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Seventy-fourth social insurance agencies through business handling, statistics, investigation and other means to obtain the data needed for social insurance work, the relevant units and individuals should provide timely and truthful.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.