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Shenzhen social security paid fifteen still need to pay
I, meet the minimum number of years of contributions
In Shenzhen, the minimum number of years of social security contributions is usually fifteen years. If you have already paid for this number of years and have no plans to continue working, then you can choose not to continue paying. However, it is important to note that even if the minimum number of years of contributions is met, you will not be able to enjoy the social security benefits associated with the contributions after you stop paying.
The second case of continuing to work
If you are still working in Shenzhen, it is recommended that you continue to pay, whether or not you have already paid the full fifteen years of social security. Because social security is not only to meet the minimum number of years of contributions, but more importantly, to provide security for the future life. Continuing to pay social security can ensure that you can get enough pension, medical insurance and other benefits when you need them.
Third, consider personal needs
In addition to the consideration of work and contribution period, the actual situation and needs of the individual is also an important factor in deciding whether to continue to pay social security. For example, if an individual wishes to enjoy higher pension benefits in the future, or needs more comprehensive medical protection, then continuing to pay social security is a wise choice.
In summary:
Whether or not one needs to continue to pay for social security in Shenzhen after paying for fifteen years should be decided based on one's actual situation and needs. If you have met the minimum contribution period and do not intend to continue to work or enjoy social security benefits, you can choose not to pay; however, if you are still working in Shenzhen or want to continue to enjoy social security benefits in the future, it is recommended to continue to pay.
Legal basis:
The People's Republic of China Social Insurance Law
Article 16 stipulates:
Individuals who have participated in basic old-age pension insurance will be entitled to receive a basic pension on a monthly basis if they have made a total of fifteen years of contributions when they reach the statutory retirement age. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.
Shenzhen Special Economic Zone Social Pension Insurance Regulations
Article 10 stipulates:
The basic pension insurance contribution period includes the actual basic pension insurance contribution period and the basic pension insurance deemed contribution period. If there is an overlap between the deemed contribution period for basic pension insurance and the actual contribution period for basic pension insurance, the overlap will not be double-counted.
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