Can I apply for a refund of social security fees?

Whether the social security fee can be refunded depends on the situation:

1. Rural household registration in other places: you can apply for returning the part paid by individuals after leaving your job, but the part paid by the unit cannot be returned;

You can't give up your city account halfway. Only when you die at the legal retirement age, go abroad to settle down or pay less than 15 years can you return it, but only the personal part can be returned, and the unit part cannot be returned;

3. If the individual bears the social security fee in full, then only one-third of the money can be refunded, and the other two-thirds belong to the unit payment, which cannot be refunded;

4. The housing accumulation fund in five insurances and one fund can be refunded in full, that is, both individuals and companies can be refunded.

The payment process of social security is as follows:

1, first open the enterprise social security account, and the materials that the labor security department of the jurisdiction where the enterprise is located needs to prepare:

(1) social insurance registration form, on-the-job personnel change registration form and on-the-job personnel basic information registration form;

(2) A copy of the business license (or approval document);

(3) A copy of the local tax registration certificate;

(4) A copy of the organization code certificate;

(five) the recent salary roster of the insured unit;

(6) Copy of the insured's ID card (migrant workers need to provide a copy of their household registration);

(7) First-time medical insurance participants need to provide one-inch photos on a red background (social security with a second-generation ID card reader does not need photos but needs the original ID card).

2. Then transfer the social security relationship of employees who have participated in social security before to the social security account of this enterprise;

3. Print the payment details in social security in the first month of social security payment (details include employee name, ID number, payment base, etc. );

4. Handle the social security withholding formalities entrusted by the same city (this is handled at the bank where the enterprise opens an account);

5. In the future, you only need to submit a monthly report on the increase or decrease of social security participants. Because the information required for opening an enterprise social security account is different from the procedure for increasing employee social security in different places, the policy will often be adjusted, so the specific information required should be handled in accordance with the social security regulations of the jurisdiction where it is located.

To sum up, social insurance premiums can be refunded. It's just not that easy to get the money back. After all, social security, as a social security system, is not to join if you want, but to retire if you want. However, if there are some special reasons, you can also surrender your insurance and get your previous money back.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.