What is the relationship between continuity and discontinuity of social security?

Legal analysis: 15 years in total. The number of years of endowment insurance can be accumulated and does not need to be paid continuously. According to the Interim Measures for the Management of Individual Accounts of Employees' Basic Old-age Insurance, when they reach the statutory retirement age, they can only enjoy pension benefits after paying at least 15 years.

Endowment insurance generally needs to be paid 15 years. If the intermediate payment is interrupted, it will undoubtedly extend the payment period. Anyway, it's due 15 years, so it's better to pay it as soon as possible.

Endowment insurance is based on the living security of the elderly, and an insurance fund is established through redistribution or savings to pay the living expenses of the elderly. Its implementation has the following functions:

1, which is conducive to ensuring labor reproduction.

The establishment of the old-age insurance system is conducive to the normal intergenerational replacement of the labor force, the retirement of the elderly, the smooth employment of the newly growing labor force and the rationalization of the employment structure.

2, conducive to social security and stability.

Endowment insurance provides basic living security for the elderly and makes them feel safe. With the arrival of the aging population, the proportion of the elderly population is increasing and the number is increasing. Old-age insurance guarantees the basic life of elderly workers, which is equivalent to ensuring the basic life of a considerable number of people in society.

For on-the-job employees, participating in endowment insurance means that they have expectations for their future old-age life and are free from worries. In terms of social mentality, more people are stable and less impetuous, which is conducive to social stability.

3. It is conducive to promoting economic development.

The pension insurance system designed by many countries links fairness with efficiency, especially the partial accumulation and complete accumulation pension fund raising model. The amount of pension received by workers after retirement is directly related to their wage income and payment during their on-the-job work, which can undoubtedly stimulate workers to work actively during their on-the-job work and improve efficiency.

In addition, due to the wide coverage of endowment insurance and the large number of participants, a large amount of endowment insurance can be raised in the operation, which can provide a huge source of funds for the capital market, especially the fund-based endowment insurance model. The accumulation of funds in individual accounts is calculated in units of ten years.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.