What is the impact of social security payment in Guangzhou?

Hello, Guangzhou social security underpayment has the following effects.

(1) Impact of medical insurance payment

The cumulative payment period of medical insurance before retirement has reached the minimum payment period stipulated by the local government, and employees after retirement can enjoy lifelong medical insurance reimbursement without payment. Therefore, if you pay back frequently, you may not enjoy this benefit.

At the same time, it may also lead to problems such as lower reimbursement ceiling, difficulty in buying a house and a car, and rising premiums for purchasing commercial medical insurance.

(2) The influence of endowment insurance payment.

If you want to get a pension after retirement, you only need to pay 15 years before retirement, but you can't get a pension because you haven't paid it for too long after retirement.

(3) The impact of maternity insurance payment.

Maternity insurance reimbursement should also meet the requirements of payment period. In most cities, maternity insurance is required to be paid for at least nine consecutive months or one year before childbirth, so as to enjoy maternity allowance and reimbursement of maternity expenses. If you pay for a few months and happen to be pregnant with a child, it will be a big loss.