How to pay a good price in the last year of social security

According to Hua Tuo. Com, when deciding the payment method of social security in the last year, we need to consider personal economic conditions, health status and expectations for future pensions. Here are some suggestions:

1. Economic conditions and health status: For people with poor economic conditions and general physical condition, it is recommended to choose the lowest payment level (60%), because the payment cost is low and the time to return to the capital is short, which is usually the most cost-effective choice. For those with good economic and physical conditions, it is not recommended to choose the top-grade payment (300%) because of the high payment cost and long time to return to the capital. You can choose the middle gear (such as 100%), which is more cost-effective.

2. Payment period: Payment period has a great influence on pension. The basic pension will increase by a certain percentage for each year of the payment period. Therefore, if the retirement age is approaching, increasing the payment period can effectively improve the pension.

3. Payment method: If you pay social security as a flexible employee, you can choose the payment base according to your personal budget. This method requires less budget, but it can only pay endowment insurance and medical insurance. If you want to pay five insurances, you can choose to find a payment company to pay social security, but this will increase the service fee.

4. Pension calculation and payment: increasing the payment base can increase the balance of personal account funds to a certain extent, thus improving the pension. However, it should be noted that the increase of pension is not necessarily proportional to the increase of payment base.