Individuals pay pension insurance how old to retire

Social security generally have to pay until after the retirement of the participants can have a pension, according to the provisions of the statutory retirement age of male participants is 60 years old, the statutory retirement age of female participants is female cadres 55 years old, female workers 50 years old, that is to say, male participants in the social security system to pay until the age of 60 to have a retirement pension, and female participants have to pay until the age of 50 years, or 55 years old to have a pension. No matter how many years social security has been paid, as long as it has not been paid to the legal retirement age, social security can not receive a pension. How many years do you have to pay into social security before you can get a pension? 15 years is the minimum. According to the relevant provisions of the social security law, social security to pay a total of 15 years of retirement before you can receive a monthly pension, and the longer the number of years of social security contributions, the higher the retirement pension will be. If you have not paid 15 years of social security, you can't receive a pension even after you reach the legal retirement age, and you can only receive a pension if you continue to pay social security until you have paid 15 years of social security contributions, because you can't make up for the years of social security contributions now, and you can only continue to pay. Therefore, before retiring, you must pay the social security for 15 years, and try to pay some more years if the conditions permit.

Can I pay for my own social security?

Yes, you can. Now the social security is not only in the unit of work can pay, even if no work unit of people can pay their own social security, many people are in the capacity of freelancers to pay their own social security. However, they can not pay the five insurance, can only pay the five insurance in the pension insurance and medical insurance, or pay the pension insurance alone, and they have to bear all the costs, so they pay the social security have according to their own actual situation to choose the right type of insurance, as well as the appropriate contribution level, to avoid the cost is too high and lead to a relatively large pressure of contributions.

In summary, the social security to pay a minimum of 15 years after retirement to have a pension, and social security to have a pension to pay to the male 60 years old, female 50 years old or 55 years old. According to their own situation to choose the appropriate contribution level, to avoid excessive pressure to pay.

Legal basis:

Article 10 of the Social Insurance Law of the People's Republic of China

Employees shall participate in basic pension insurance, and shall pay basic pension insurance premiums by the employer and the employee*** together.

Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.