How to get social insurance I am a farmer in Chuzhou District, Huai 'an City, Jiangsu Province. I am a chef now, with a monthly salary of about 2500.

1, pension and medical care are relatively more important. Because of freelancing (no fixed job), I can't pay other work-related injury, maternity and unemployment insurance (I need a unit).

2, because you ask too many things, simply answer, not to mention the policy basis.

3. Because the situation varies from place to place, we only briefly introduce the payment standard (the specific standard is implemented according to local conditions).

4. The following insurance is based on each person per year.

First, there are two ways to participate in endowment insurance.

1. New rural insurance (rural household registration required): bring your ID card and household registration book to the township labor bureau or village for registration. You can choose 100, 200, 300, 400, 500 and 600 (six grades) to pay at will, and you can enjoy the treatment when you reach the age of 60.

2. Enterprise insurance: bring my ID card, employment and unemployment registration certificate (in towns or communities) and one-inch photos (about 6 photos) to the county (district) social security hall for registration. The minimum wage is 60%*20% of the average social wage (about 3,000 yuan), and men can enjoy treatment when they reach the age of 60 and women when they reach the age of 55.

Two, there are three ways to participate in medical insurance.

1. New rural cooperative medical system (rural household registration is required): each person needs to pay the household registration book for 30 yuan to register in the rural cooperative management office or the village, otherwise they cannot enjoy it.

2. Medical insurance for urban residents (urban household registration is required): bring the household registration book to the county (district) social security hall for registration, and each person is about 120 yuan (the elderly over 60 years old or1children under 6 years old are about 60 yuan), which needs to be paid annually, otherwise they cannot enjoy it.

3. Employee medical insurance (enterprise insurance is required): bring your ID card and one-inch photos (about 2 photos) to the county (district) medical insurance office for registration, and each person will pay 2,000 yuan until retirement age (some places require more than 20 years).

Third, personal suggestions:

1, endowment insurance:

The family's financial burden is general: to participate in the new rural insurance. Advantages: the family is the unit, and the payment standard is low. A family can enjoy up to 3000 yuan a year. )

The family is in good financial condition: participating in enterprise insurance. Advantages: High standard of treatment. (The current payment 15 can be enjoyed around 500 yuan. )

2. Medical insurance:

Rural household registration: participate in the new rural cooperative medical system.

Urban household registration: participate in medical insurance for urban residents.

It is not recommended to participate in employee medical insurance. There is little difference in hospitalization for serious illness, but the reimbursement standard for outpatient medical treatment is higher, and the payment standard is quite different from the above two. Unemployed individuals pay too much.

Four, the difference between several kinds of old-age insurance

Different groups of insured people generally pay more, (endowment insurance for government agencies and institutions: for staff of government agencies and institutions, other groups cannot participate in insurance, so it is not listed).

1, new rural insurance: for rural people, the payment standard is low, and all the payment amounts are included in personal accounts, with the lowest risk.

2. Enterprise insurance: enterprise employees pay 265438+ 0% of the total wages of employees, and individuals pay 8%.

For example, individual contributions: based on 60% of the average social wage, individuals pay 20%, of which only 8% is included in personal accounts, and the other 12% is social pooling (that is, if each person pays 3,000 yuan per year, 1200 yuan is included in personal accounts).

Advantages and disadvantages of verbs (abbreviation of verb)

There must be more advantages than disadvantages. The trend of social development is the participation of the whole people, but it is only gradually promoted. Even if the economic conditions are not very good, I believe there is no problem in participating in the new rural insurance. If there are conditions in the future, it is better to change the new rural insurance into enterprise insurance.