Social security payment has been suspended for 6 months. Should it be renewed in the future? Is direct payment all right?

If the payment is interrupted for more than 3 months, each co-ordination area may set a waiting period of no more than 6 months according to its own situation. Social security broke off for 6 months, which mainly affected the endowment insurance and medical insurance of the insured. According to the relevant regulations, the pension can be received normally after the pension insurance payment reaches 15 years. Medical insurance involves reimbursement of medical expenses, and the interruption of payment has a great impact. Once the diplomatic relations are broken for 6 months, medical insurance benefits will no longer be enjoyed during this period, and medical expenses will not be reimbursed. If you don't have a job in the short term, you can pay social security through the affiliated unit.

In addition, the cumulative payment period of medical insurance is 25 years for men and 20 years for women, and they can enjoy lifelong medical treatment when they retire. What if social security breaks off for half a year? The insured can choose to surrender or reinsurance.

After the expiration of the treatment, the original insured relationship will be suspended. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

Therefore, the old-age insurance can be renewed or not, as long as the payment is at least 15 years, and the medical insurance has a three-month buffer period, which will not affect the relevant benefits, otherwise it needs to be accumulated again and will not enjoy the reimbursement benefits.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.