What do you mean by four insurances and three gold?

Legal analysis: the three funds refer to: pension, social insurance and unemployment benefits; Four risks refer to: old-age insurance, medical insurance, unemployment insurance and industrial injury insurance.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.