What percentage of people don't pay into Social Security or buy a pension now? What will happen to them in the future?

There are about 300 million people not participating in Social Security today, and their future outcomes vary!

First, why do you say there are about 300 million people who don't participate in Social Security?

This is because China's big data shows that the number of participants in 2020 will be nearly one billion, according to the national population of 1.4 billion, there are still five hundred million, but two hundred million of them are minors under the age of 18 years old, and therefore said that there are also about three hundred million left of the adults are not yet insured. To analyze the reasons, mainly in the past few years with the social security system of the continuous improvement and development, especially due to the ideological concepts of a great change, the number of participants gradually increased.

But it is also true that there are such and such reasons, so that some people have not been insured. In the 300 million or so end of the insured, farmers accounted for about 200 million friends, the main reason is that their income is too low, and out of the migrant workers, the pressure to survive is too great, always feel that the payment of social security is not stable, there is no continuity, not as much as to give a little bit of money to the affordable. The rest is about 100 million other people, mainly because of belonging to the special hardship groups of society, their basic life is difficult to ensure, so there is no spare money to pay social security again.

Secondly, why is it that the future will be different for those who did not participate in social security?

One is to pay social security but hesitant people:

This is mainly the majority of migrant workers, they are uprooted from their hometowns to come in to work, the ordinary are not too good units and positions, to pay their social security companies are not many, and most of them are to give more money every month to the two in exchange for their consent, they have to want to survive in the city of the pressure is quite large, and hope that they can be more income, not to mention that they are often changed! Working place, to pay more than ten years of social security does not have self-confidence, especially on the delayed retirement policy does not understand, they are worried about the unforeseen uneconomical, but also thought that 65 years of age retirement can not receive a few years of pension. Also includes some of the towns and cities of sensitive employment, on the hesitation to miss the opportunity, the future they will regret, life must fall into a dilemma.

The second is the money is not willing to pay social security people:

This is mostly some of the business of calculating people. This kind of people in practice have the complete ability to pay social security, but do not want to use this way of old age, they think that I save money to be able to adapt to the needs of life in old age. This kind of people is not large, also accounted for about 10%, but the economic conditions are relatively generous, and most of the majority of financial management, the general take to accumulate a considerable amount of family savings, even if the old age is no pension is not afraid, because of the economic fundamentals of the good, they will be just as good. In fact, the social security personal account storage interest is much higher than the bank, but there is such a part of the people, always feel that social security is not cost-effective, and hope to control the money in my hands.

Three is to pay social security but really no money:

This part of the people mainly to the urban low income people as the main body, belonging to the extreme social hardship groups, they are more than low income to maintain their lives, basically there is no extra money to pay social security. They also know the importance of having a social security to their lives, but indeed due to economic hardship, basically can not get money to pay social security. Some people say that a year to pay the residents of social security is only 1,200 yuan, 15 years 18,000 yuan, mid-range areas can open 200 yuan pension, although less but also a hope. The problem is that they do not have the money, and therefore, the future of this part of the population will be more difficult.

In summary, I thought from the big data analysis, the country currently has nearly 900 million people involved in social security, according to the country's population of 1.4 billion people, in the five hundred million people who are not involved in social security, remove 200 million minors under the age of eighteen, there are still nearly three hundred million people are not insured. And this three hundred million people in about 200 million people in the countryside account, they are mainly rural migrant workers, can account for more than 60%, mainly due to the difficulties of survival of working people, social security does not have self-confidence, worried about the presentation of the unforeseen uneconomical, delayed retirement do not understand, to the old no economic income, the future life will be very difficult.

There is another kind of money is not willing to pay social security, want to save money in the way of old age, this kind of people accounted for about 10%, the future of life due to better economic fundamentals, the problem is not big; Finally, it is want to pay the social security of the people do not have the money, this kind of people can account for about 30% of the society's most vulnerable groups, rely on the low income to live without money to pay the social security, the future of life will be even more difficult.