Does five insurances and one gold have an impact in different cities?

No, it doesn't matter if you pay five insurances and one gold in different cities. The work place is inconsistent with the place where five insurances and one gold are paid. Due to the influence of factors such as the average social wage of employees, the calculation standards of social security contribution index are completely inconsistent. It will cause great inconvenience to the future pension level, medical security, the enjoyment of maternity and industrial injury insurance, the purchase of housing provident fund, the handling of housing provident fund loans, cash repayment, etc., and may cause certain differences to social security. The proportion of individual contributions for endowment insurance is 8%. The maximum contribution rate of medical insurance should be 2%. For employers, the contribution rate of endowment insurance is 20%, and the contribution rate of medical insurance is 1%. Employers also need to pay work-related injury insurance and maternity insurance.

The deposit ratio of five insurances and one gold in different cities is the same. For example, the contribution rate of endowment insurance is 8% for individuals. The maximum contribution rate of medical insurance should be 2%. For employers, the contribution rate of endowment insurance is 20%, and the contribution rate of medical insurance is 1%. Employers also need to pay work-related injury insurance and maternity insurance. First of all, we need to make sure that the five insurances and one gold we pay now can go back to the local area. If we are sure that we will come back, Five Insurance will stop insurance in Shenyang directly, and we will open a new account in other places without transferring it out. When we come back, we'll transfer our three years away from home. As for the provident fund, that's enough If you don't plan to buy a house, just pay the provident fund deposit again after retirement (after all, it is half of the company), and retirees can get it. There are also resignations from other places (they can be withdrawn after one year of storage). As for the city's provident fund loan policy, we can only look at the policy of that year. If you haven't paid the social security of your current city, you need to transfer the social security of other cities and provinces before opening a new account. It's your choice. If you don't transfer money, it will be invalid and will not be automatically accumulated into your new account. The attrition table is used by the company to transfer your social security relationship when you resign. And you can pay in different places, but you can only pay for old-age care (15 or more) and medical care (more than 20 years, you can enjoy medical insurance at retirement age), and social security is the foundation. You can prepare some commercial insurance for yourself and your family as a supplement, such as accidents and serious illnesses. People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity.

Legal basis:

Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.