How to pay Shenzhen social security critical illness insurance?

After the insured participates in Shenzhen critical illness insurance, there are two kinds of medical expenses that can be reimbursed, one is hospitalization expenses, and the other is special medicine expenses. In terms of hospitalization expenses, in a medical insurance year, the medical insurance expenses incurred when the insured person is hospitalized. For the medical expenses in the reimbursement catalogue, the individual pays more than 654.38+00000, and the contractor of Shenzhen critical illness insurance reimburses 70% of the expenses, and there is no payment limit.

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As for the expenses of special drugs, in a medical insurance year, the contractor of Shenzhen critical illness insurance will reimburse the insured for 70% of the expenses incurred in using the drugs listed in Shenzhen Supplementary Medical Insurance for Serious and Extraordinary Diseases, with a compensation limit of 6,543,800 yuan+0.5 million yuan.

Shenzhen's critical illness insurance, that is, Shenzhen's supplementary medical insurance for major diseases, belongs to the supplementary insurance for major diseases in social insurance. The price of Shenzhen's 20 17 critical illness insurance is 29 yuan, and the medical expenses of15,000 can be reimbursed at most, which is still very affordable.

There are two ways to participate in Shenzhen critical illness insurance, one is personal insurance, and the other is enterprise insurance. In the case of personal insurance, individuals need to participate in social insurance and must pay the social security fee of last month before they can apply for Shenzhen critical illness insurance. For enterprise insurance, the insured person must be an on-the-job employee of the employer who participated in Shenzhen social medical insurance, and all the social medical insurance expenses of the employees have been paid in the last month. Retired employees of the unit can also participate in Shenzhen critical illness insurance.

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