Flexible employment to pay the full 15 years of social security can open how much money

The amount of pension that can be received by a flexible employment who has paid 15 years of social security needs to be calculated according to the specific local regulations and the individual's contribution base.

After paying social security for 15 years, a flexibly employed person will be able to receive a monthly pension consisting of a basic pension and a personal account pension when he retires. The formula for calculating the basic pension is: the sum of the average monthly salary of on-the-job workers in the previous year plus the average indexed monthly contribution salary of the person himself, divided by two and multiplied by the number of years of contribution and 1 percent. The personal account pension is the amount of personal account storage divided by the number of months of payment. The specific amount is affected by the local average wage level and the individual contribution base. If you contribute according to the minimum standard, you can receive about 967 yuan per month after retirement; if you contribute according to the maximum standard, you can receive about 1,291 yuan. The actual amount to be received needs to be determined according to local regulations and the actual contributions made by individuals.

Calculation of social security:

1. Years of contribution: the calculation of pension usually takes into account the cumulative years of contribution of an individual;

2. Contribution base: the base of monthly social security contribution of an individual, i.e., a certain percentage of the individual's salary;

3. Regional coefficients: the standard of calculation of pension may be different from one region to another, and there is usually a regional coefficient is involved in the calculation;

4. Personal account accumulation: the total amount of pension accumulated in the personal account is also an important factor in the calculation of pension;

5. Replacement rate: the proportionality between the level of pension and the level of salary at the time of contribution.

In summary, the flexible employment personnel in the payment of 15 years of social security, its retirement monthly pension by the basic pension and personal account pension composed of two parts, the specific amount of the local average wage and personal contributions to the base, according to the minimum or maximum standard contribution of about 967 yuan and 1,291 yuan, but the actual amount of money to be received also need to be based on the specific provisions of the local community and the individual contribution The actual amount to be received is still to be determined according to the local specific regulations and individual contribution situation.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16

Individuals who have participated in basic old-age insurance will receive a monthly basic old-age pension if they have made contributions for a cumulative total of fifteen years by the time they reach the statutory retirement age. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.