What is travel agency liability insurance, travel agency liability insurance includes what content

While traveling with a tour group can save you a lot of heartache, there are still a lot of risks of accidents you may face. In order to further improve their own protection, it is recommended that you purchase a suitable travel insurance in a timely manner. After taking out the insurance, once the liability accident occurs, the insurance company will compensate the innocent victimized travelers at the first time. However, there is a prerequisite for travel agency liability insurance to compensate, that is, when the personal and property losses suffered by the tourists are caused by the responsibility of the travel agency, then compensation will be made. Losses due to the traveler's personal fault or natural disasters, as well as the loss and damage of some property whose value cannot be easily identified, will not be compensated by the insurance company, so it is necessary for tourists to take out an additional suitable travel insurance for themselves. You need to pay attention to the following points before taking out the insurance:

1. Choose the insurance period according to the length of the trip.

2. It is very important to read the insurance coverage, what is covered and what is not covered, especially the exclusion clauses.

3. The amount of insurance must buy enough, some people used to buy the usual 100,000 accident and 5,000 yuan of medical insurance, in fact, can not play much of a role in the protection, because people buy insurance is to hope to be able to get more than their ability to pay the scope of the compensation, if the amount of insurance is lower, can not really play a role in the protection, so it is recommended that the purchase of travel insurance products, the amount of the accident is better than 200,000, the accident medical best It is best to buy travel insurance products with an accident amount greater than 200,000, and accidental medical treatment is best greater than 20,000, so that you can really rest assured.

4. Pay attention to the purchase of convenient travel insurance, travel would have to prepare a lot of things, and if you spend too much time in the purchase of insurance above, it is the same as consuming a lot of time costs, people are also very tired, not very cost-effective. The products are abundant, and it is easy and convenient to take out insurance. Traveling with a travel agency, only buy travel agency liability insurance is not enough, but also need to buy a suitable travel insurance. By purchasing not only cheaper premiums, but also later claims service is guaranteed. The following are some of the most important things you can do for your business: -Peace of mind Travel Accident Insurance (A) Coverage: * Accidental death and disability 100,000 * Acute death 100,000 * Accidental and Acute medical 30,000 as low as: 3 yuan from Huatai Global Travel Protection Plan (excluding North America) (economic) Coverage: * Accidental injury during overseas travel 100,000 * Medical coverage 300,000 * Travel delay and cancellation as low as: 40 yuan from

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