How to choose the base for personal participation

One, the individual to pay social security according to what base is appropriate according to the "Social Insurance Law": individuals can participate in the status of flexibly employed persons in the pension insurance and medical insurance. Flexibly employed persons enjoying social insurance subsidies must register for employment in accordance with the regulations, participate in social insurance as an individual, and pay social insurance premiums in full and on time according to the prescribed contribution base. Flexible employees enjoying social insurance subsidies to pay social insurance contributions to the prescribed contribution base is: basic old-age insurance according to the previous year's average monthly salary of on-the-job workers as 100% of the contribution base; basic medical insurance according to the previous year's average monthly salary of employees as the contribution base. Second, the employee social security base how to calculate the social insurance base is to take the employee's average monthly salary in the previous year as the social insurance base to pay. Article 2 of the Social Insurance Law states that the state shall establish a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and shall guarantee the right of citizens to obtain material assistance from the state and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity, and so on. Third, what is the meaning of the contribution base of social security social insurance refers to the basic pension insurance, unemployment insurance and medical insurance premiums paid by the unit and the individual *** together when the employee obtains labor income within the legal working age, and all kinds of insurance have stipulated a certain percentage of contribution, for example, the individual contribution ratio of 8% for pension insurance, 2% for medical insurance, and 0.5% for unemployment insurance. 0.5% for unemployment insurance. The base of the contribution is the insurance contribution base, which is also called the monthly contribution base since insurance is paid monthly. The fixed individual contribution rate is 8% of the salary, and the unit contribution is 20%, so you can divide it by 8% yourself to know how much you are deducting from the social security. The monthly contribution base for social insurance is generally determined by the monthly average of the employee's annual salary for the previous year, which is determined once a year and will not be changed for one year once it is determined. According to the regulations, the employee's average monthly salary of the previous year is used as the monthly contribution base for social insurance, but if the employee's average monthly salary of the previous year is too high or too low, i.e., exceeding the upper or lower limit of the social insurance regulations, the part outside the limit is not allowed to be calculated as the contribution base. According to the regulations, the part of the employee's previous year's average monthly salary that is higher than 300% of the local average social wage is not counted as the contribution base, and the contribution base is only calculated according to 300% of the local average social wage; the employee's previous year's average monthly salary that is lower than 60% of the local average social wage must be calculated according to the local average social wage of 60% of the contribution base.