Job Recruitment Website - Social security inquiry - What's the difference between social security trusteeship and flexible employment?

What's the difference between social security trusteeship and flexible employment?

The difference between social security trusteeship and flexible employment lies in:

1, different types of insurance. Flexible employees can only participate in the basic old-age insurance and medical insurance for employees, and employees must participate in social insurance. Social insurance for employees includes five insurances: basic pension, basic medical care, work injury, maternity and unemployment.

2. Different burdens of insurance.

Different forms of payment mean different proportions of payment. Additional maternity insurance, unemployment insurance and industrial injury insurance will all increase the burden of insurance payment.

3. Different retirement policies.

This may be unexpected to many people. The retirement age of female flexible employees is 55 years old. Female employees of enterprises, managers are 55 years old and ordinary employees are 50 years old.

4. Different willingness to pay. Flexible employees pay voluntarily, while employee social security is mandatory and must be paid.

5. The household registration restrictions are different. Flexible employees need to have a local household registration to pay, but employee social security does not have this restriction.

What items does the social security card contain?

1, basic old-age insurance; In order to support the elderly, workers can receive pensions when they reach the legal retirement age;

2. Basic medical insurance; Illness is used for medical reimbursement;

3. Work injury insurance; Is an employee injured at work, paying medical expenses or compensating for related work-related injuries;

4. Unemployment insurance; After the employee loses his job, he receives living expenses;

5. Maternity insurance; It is a kind of maternity reimbursement and related treatment for employees.

To sum up, the differences between social security trusteeship and flexible employment are different types of insurance, different insurance burdens, different retirement policies, different willingness to pay and different household registration restrictions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.