Is rural endowment insurance the same as social security?

Rural endowment insurance is different from social security.

1. Old-age insurance: a social insurance system established by the state according to relevant laws and regulations, which is used to ensure the basic life of workers after reaching the working age limit stipulated by the state, terminating their labor obligations or quitting their jobs due to old age. The purpose is to ensure the basic needs of the elderly through social insurance and provide them with a stable and reliable source of life.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.

2. Social security: Social insurance is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Extended data:

First, the characteristics of rural endowment insurance:

1. National legislation is mandatory, and all enterprises, units and individuals must participate. Those who meet the conditions for providing for the aged can go to the social insurance department to receive a pension.

2. The source of general endowment insurance expenses is shared by the state, units and individuals, or shared by units and individuals to achieve extensive social mutual assistance.

3. Endowment insurance is social, with great influence, large number of people enjoying it for a long time and huge cost. Therefore, it is necessary to set up specialized agencies to implement unified planning and management of modernization, specialization and socialization.

Through the establishment of the old-age insurance system, it is conducive to the replacement of old and new, and the rationalization of employment structure; Providing the elderly with basic living security and a sense of security is an important measure to deal with the aging population and is conducive to social stability; It can inspire young people to forge ahead, raise wages, provide security for their retirement and help promote economic development from the side.

The problem of providing for the aged is not only a social problem, but also a global problem, which is related to the economic and civilized development of a country or society and needs our sufficient attention. Because the old-age insurance is implemented in a wide range, the insured enjoys treatment for a long time and the cost is huge, therefore, the government must set up special institutions to unify legislation, formulate rules, manage and implement in the whole society.

Second, the characteristics of rural social security:

1. The objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the individual workers;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. Social insurance funds come from contributions and financial support from employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.

Baidu encyclopedia-endowment insurance

Baidu Encyclopedia-Social Insurance (the most important part of the social security system)