What about social security if the unit goes bankrupt?

Everything in the world can happen, and what if your work unit goes bankrupt? The following is the processing method of social security when the unit closes down, which is compiled by Xiaobian for your reference.

How to deal with the bankruptcy social security of the unit

1. According to the regulations, the payment of flexible employees should be applied by himself or approved by the bankruptcy liquidation group through the workers' congress at the end of bankruptcy liquidation.

2. Due to the centralized bankruptcy of state-owned enterprises in this county, there are many unemployed people, the accumulation of unemployment benefits is small, and financial difficulties make it impossible for all unemployed people to enjoy unemployment benefits in time, so the county government decided to enjoy them by stages. Those who have not received unemployment benefits will not be able to enjoy unemployment benefits after re-employment

3. Flexible employees shall pay the fees in time, and the overdue fees shall not be paid after the year. In April this year, Luoyang Municipal Bureau of Human Resources and Social Security paid in full and on time to regulate flexible employees. Those who paid in the past were still paid according to their original units, and they were paid according to flexible employment after changing to flexible employment.

Social security payment method

1, complete data preparation.

Original and photocopy of ID card and social security card; (If it is not printed in advance, you may need to queue up again. It is recommended that all friends prepare basic information in advance)

2. Find the corresponding service desk.

According to the hall layout tips, find the social security center-personal social security service desk to line up; (Some halls need to get numbers and wait in line for the call. )

3. Information confirmation

You need to submit any relevant information, and a staff member will confirm some social security information with you for verification. Verify that it is correct and meets the scope of local supplementary services, and the service staff will print the bill for you;

4. Get a list of charges

Get the bill, give the receipt to the toll collector from the window, and pay the bill at the payment window. (Payment amount, i.e. bill amount);

Step 5 get the invoice

After the payment is successful, return to the social security service desk with the invoice to retrieve your relevant information. You can also reconfirm whether the payment is successful with the service personnel;

Step 6 bind the bank card

If you plan to pay social security by an individual for a long time, you can also prepare an original and a copy of the bank card in my name, and submit it to the service personnel together with the ID card and social security card information at the social security service desk, and inform the business needs. After the card is successfully bound, the corresponding social security fee can be deducted directly from the card, and the card needs to be replenished every month.

Main differences between social insurance and commercial insurance

Achieve different goals. Social insurance is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;

The implementation methods are different. Is social insurance compulsory according to national legislation, and is commercial insurance followed? Freedom of contract? In principle, enterprises and individuals are voluntarily insured;

The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

Different levels of protection. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

Characteristics of social security

1. The objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the individual workers;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. The insurance fund comes from the payment and financial support of employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.