How are social security units and individuals allocated? What's the ratio?

Social security includes the following types of insurance:

medical insurance

Taking Beijing as an example, the proportion of medical insurance payment (at least 60% of the salary of employees in this city in the previous year): unit 10%, individual 2%+3 yuan;

unemployment insurance

Unit 1%, individual 0.2%;

employment injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

endowment insurance

The average monthly salary of employees in the previous year is based on individual contributions (the minimum is 40% of the salary of employees in the previous year in this city; The highest figure is 8% of the city's employees' wages in the previous year.

The unit payment is paid according to 22% of the employee's average monthly salary in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2065438+Since February 2006, Guangdong, Tianjin, Yunnan, Gansu, Guizhou, Jiangsu, Shanghai and other places have reduced social security rates. On February 3, 20 16, the national social security fund regulations were adopted at the 22nd executive meeting of the State Council, and came into force on May 3, 20 16. From June 2065438 to June 2006, with the announcement of the average wage, Beijing, Shanghai, Chongqing, Anhui and other places adjusted the social security payment base. Due to the increase of the average wage, the upper and lower limits of the social security payment base in various places have also been raised to varying degrees. 20 1 1 16 10 In October, the State Council issued the "Implementation Opinions on Stimulating the Vitality of Key Groups to Drive Urban and Rural Residents to Increase Their Income", proposing to expand the statistical scope and reduce the social security payment base, which will help reduce the payment burden of low-income people, so that more low-income people can afford social security and enjoy social security benefits. At the same time, the wages of low-income people are also expected to increase.