Do flexible employees have to pay medical insurance?

Flexible employees should not pay medical insurance, as follows:

1, the social security paid by flexible employees actually has medical insurance. Flexible employees are included in the scope of medical insurance coverage, which is the embodiment of comprehensive coverage of medical insurance;

2. Social security includes five kinds of insurance, including not only employee pension insurance, but also employee medical insurance, unemployment insurance, work injury insurance and maternity insurance. Therefore, social security actually refers to five risks, not a single one;

3. For flexible employees, the so-called payment of social security actually includes only two payment standards: employee pension insurance and employee medical insurance. Because flexible employees can only choose to pay pension insurance and medical insurance, flexible employees can't pay unemployment insurance, work injury insurance and maternity insurance. Therefore, the social security of flexible employees is endowment insurance and medical insurance.

Benefits of flexible employment and medical insurance:

1, enjoy medical insurance

Flexible employees can enjoy medical security after paying medical insurance. Once an accident or illness occurs and you need to see a doctor, you can enjoy medical security and reduce economic pressure. At the same time, medical insurance can also reimburse part of the medical expenses and save part of the expenses.

2, improve the level of social security

Flexible employees can not only enjoy medical insurance, but also improve their social security level by paying medical insurance. For example, you can enjoy various guarantees such as old-age insurance and unemployment insurance, and you can provide certain income security in the case of retirement and unemployment.

3. Improve employment competitiveness.

Flexible employees can improve their employment competitiveness by paying medical insurance. Because many enterprises will give priority to people with social security, because it means that this person has a certain degree of stability and security. Therefore, paying medical insurance can improve your employment competitiveness and make it easier for you to find a stable job.

To sum up, flexible employees can choose to participate in medical insurance for urban and rural residents or basic medical insurance for employees.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.