Is the labor law that you must buy five insurances and one gold for entry?

The rules and regulations of every enterprise are formulated according to law. When we sign the contract, we will see the wages and benefits stipulated in the contract. Welfare includes five insurances and one gold, and the employer must also help us pay these expenses.

Does the labor contract law stipulate five insurances and one gold for entry?

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After establishing labor relations with laborers, the employer shall pay social insurance for laborers. The five risks in social insurance are the legal obligations of the employer, and the contract cannot be excluded, which is an invalid clause. The provident fund is not compulsory, and individuals enjoy social insurance benefits according to law.

According to Article 84 of the Social Insurance Law, if the employer fails to register for social insurance, the social insurance administrative department shall order it to make corrections within a time limit; If no correction is made within the time limit, the employer shall be fined between one and three times the amount of social insurance premiums payable, and the directly responsible person in charge and other directly responsible personnel shall be fined between 500 yuan and 3,000 yuan.

First, can you pay five insurances and one gold yourself after resigning?

After resigning, you can pay five insurances and one gold yourself, but you need to pay in full, even the part originally paid by the enterprise.

The first is endowment insurance, because endowment insurance has a personal account, and employees can handle it in these three ways after resigning:

1. Suspension of payment during non-work period is equivalent to temporary suspension of personal account accumulation and payment period. As long as it doesn't stop for too long, the impact will not be too great.

2. Without interrupting the payment, the individual pays in full, that is, you have paid everything that the company helped you pay before.

If you need to work in other provinces and cities, you have to go through the insurance transfer procedures. After moving to the workplace, you can continue to pay your previous accounts when you arrive at the new company.

2. What are the five insurances and one gold stipulated in the Labor Contract Law?

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and payment also shows that it is an obligation.

According to the establishment of labor relations, you must buy five insurances and one gold. However, it is illegal for many companies not to sign labor contracts and pay social insurance for their employees in order to avoid legal responsibilities. In order to prevent employers from signing labor contracts with workers, this behavior is punished.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.