Where is commercial insurance better than social security?

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Hello! Compared with social security, commercial insurance follows the principle of parallel voluntariness, and whether to establish an insurance relationship is entirely up to the policyholder. Secondly, the coverage of commercial insurance is determined by the insured, the insured and the insurance company through consultation. Under different insurance contracts and different types of insurance, the coverage and level of the insured are different. In short, the insurance flexibility and protection level of commercial insurance is higher than that of social security.