Guidelines on Domestic Social Security Treatment after Immigration in Hong Kong

Immigrating to Hong Kong has become the choice of many people, so how to deal with domestic social security after immigrating to Hong Kong? The following is a guide to domestic social security benefits after Hong Kong immigrants, hoping to help you.

1. After immigrating to Hong Kong, the social security payment in the Mainland is insufficient 15 years.

In this case, we learned from guangdong provincial department of human resources and social security that if the insured leaves the country to settle down before retirement, the balance of the social security personal account can be returned to the insured, and the pension insurance relationship will be terminated at the same time, but the insured can continue to keep the account.

How to choose, or according to personal circumstances. For example, Mr. X obtained Hong Kong identity through the Hong Kong Talent Scheme. Prior to this, Mr. X had worked in the Mainland for 65,438+00 years and paid social security for 65,438+00 years. After moving to Hong Kong, did he surrender his insurance or keep his account? In this regard, the expert's suggestion is: keep the account. Because in some immigration cases we have come into contact with, some people go back to the mainland after going out and finally retire in China. Once they surrender, the payment period will have to be re-accumulated.

If Mr. X chooses to return to the mainland in the future, he will have accumulated 15 years after 5 years of payment, and he can receive a pension when he retires. However, if you surrender, you will have to pay 15 years. Therefore, after immigration, regardless of whether social security is surrendered or retained, our suggestion is to keep the account.

2. Before emigrating to Hong Kong, the social security payment has reached 15 years.

In this case, when the insured reaches retirement age, he can return to China to apply for retirement, receive a pension and live abroad. According to social security experts, at retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China as long as you meet the payment period of 15.

If you usually live abroad, it is not difficult to get a domestic pension. It is reported that when retirees are abroad after retirement, social security agencies can send their monthly pensions to the insured. Once a year, you can get the pension qualification certification, or you can do it at the local embassy in China and send it back to China.

3. What should I do if I really want to surrender?

First of all, you need to cancel the medical insurance account (that is, take out the money in the medical insurance at one time). In addition to the original and photocopy of the passport of the country of immigration, the original and photocopy of the certificate of cancellation of household registration, there must also be a certificate of termination of the contract by the original unit. If not, you have to take the basic medical insurance reduction personnel roster to the medical insurance center, and go through the relevant procedures with the original certificate to prove that you have terminated the contract with the original unit.

Then take the original and photocopy of the passport of the immigrant country, the original and photocopy of the cancellation certificate, the photocopy of the ID card and the employee's pension manual, print out the details of individual account payment in the pension insurance center, then go to the personnel department of the original unit to ask the person in charge of pension insurance to open a special receipt for social security fund and affix the official seal of the unit, and then take all the materials to the pension insurance center for review. Finally, the endowment insurance center will transfer the money in your account to the original unit account at one time, and then you will go to the original unit to collect the money.

Fourth, provident fund.

Finally, when canceling the provident fund account, in addition to the provident fund card, you should also bring the original and photocopy of the passport of the immigrant country, the original and photocopy of the account cancellation certificate, and the photocopy of your ID card or China passport. After the final approval of the provident fund management center, they will cancel the account and take out all the provident fund in the account.

However, when surrendering, only the provident fund can be fully returned to the individual, and the pension can only be returned to the individual.

Knowing this, even if you immigrate to Hong Kong, you don't have to worry about social security!